CalPERS 2025 Retiree Health Plan Premiums
Members Hired Prior to January 1, 2016
100/90 Formula (Basic & Medicare)
State retiree contribution formulas outlined in the tables below vary by first hire date to the State of California and State Bargaining Unit.
Members hired prior to January 1, 2016, are covered by the 100%/90% formula, meaning that the state pays 100% of the premium amount for Unit 9 retirees and 90% of the additional premium costs for their family members. For 2025, the state’s monthly contribution according to the 100%/90% formula is $1,060 for employee only, $2,039 for two-party, and $2,551 for family coverage.
Click here to download the 2025 Health Plan Monthly Premiums for Retirees.
CalPERS 2025 Retiree Health Plan Premiums
Members Hired On or After January 1, 2016
80/80 Formula (Basic & Medicare)
Members hired on or after January 1, 2016, are covered by the 80%/80% formula, meaning that the state pays 80% of the premium amount for Unit 9 retirees and 80% of the additional premium costs for their family members, and amounts vary depending on whether you are enrolled in a Basic or Medicare plan. For Basic members, the state’s monthly contribution rate for 2025 according to the 80%/80% formula is $809 for employee only, $1,615 for two-party, and $2,097 for family coverage. For Medicare members, the state’s contribution is $377 for employee only, $764 for two-party, and $1,099 for family coverage.
Click here to download the 2025 Health Plan Monthly Premiums for Retirees.
